Patient Financing Program
It's not traditional patient financing. It's MORE.

Retroactive interest, hidden fees, and excessive administrative burden have made traditional patient financing programs a source of frustration for today's Healthcare Providers. Without a dependable way for patients to finance procedures, Healthcare Providers miss income opportunities and patients don't recieve the treatment they need.

Say goodbye to traditional patient financing, and explore a new alternative: the BHG MORE Mastercard®. MORE value for your patients, MORE earning potential for your practice.

MORE FOR YOUR PATIENTS
LOW APR

0% APR for 6 months on healthcare transactions greater than $499. After that, a 13.74%–23.99% variable APR applies based on creditworthiness.* New 6 month period for each eligible transaction.*

FLEXIBLE FINANCING

No long-term commitment, aggressive rate or retroactive interest like traditional patient financing. Credit line up to $25,000.*

UNLIMITED CASH BACK

2% cash back on healthcare transactions $499 and under.2 1% cash back on non-healthcare purchases.*

MORE PURCHASING POWER

The BHG MORE Mastercard can be used as a general purpose credit card with Mastercard security and support.

NO DELAY

Patients can make their first purchase on the same day of approval.

NO HIDDEN FEES

No annual fee, no application fee, no prepayment penalty.*

Application Disclosures - BHG More Platinum Rewards MasterCard

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 13.74% to 23.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers 13.74% to 23.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Cash Advances 21.00%
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee None
Transaction Fees
  • Balance Transfer
  • Cash Advance
  • Foreign Transaction
  • Either $10 or 3% of the amount of each transfer, whichever is greater.
  • Either $10 or 4% of the amount of each cash advance, whichever is greater.
  • 1.5% of each transaction in U.S. dollars.
Penalty Fees
  • Late Payment
  • Returned Payment
  • Over-the-credit limit
  • Up to $35
  • Up to $35
  • None